If you ask me what is really like to live in Bayview Fairways, I will tell you this: it feels like coming home! 

I have called this Thornhill pocket home for years and I can say with full confidence that Bayview Fairways is one of the best kept secrets for families looking  for a true community.

One of the things I love most is how safe and tucked away our streets feel. Many of the homes are nestled on quiet courts and crescents where kids still ride their bikes until the streetlights come on. There is a real sense of trust among neighbours, people wave when they drive by, stop for a chat while walking the dog and genuinely look out for each other. It is the kind of place where you can let your kids run ahead on the sidewalk and know they are safe. For parents, that peace of mind is priceless.

A big reason families settle here is the Don River ravine system, which winds right through our neighbourhood. It is part of the Lake to Lake Trail that stretches all the way from Lake Ontario up to Lake Simcoe. It is not only a path through nature, but a beautiful green corridor that feels like our own slice of wilderness. I can’t count how many weekends I’ve spent walking or biking the trail with my family, spotting wildflowers in spring or the rich colours in fall. You can often see deer, foxes, and all kinds of birds, hawks, woodpeckers, even the occasional owl if you are out at dusk. It is a protected area with native plant species you just don’t see in typical suburban parks. (If you’re curious about the watershed, the Toronto and Region Conservation Authority (TRCA) shares great info about local wildlife too.) Having this right at the end of our street means we can sneak in a peaceful morning jog or an after dinner bike ride without ever having to get in the car.

Families move here for the great schools and they stay because they know they made the right choice. Bayview Fairways Public School has a great reputation. It Is the kind of school where teachers know your child’s name and you see familiar faces at pick up time every day. Older kids often move on to St. Robert Catholic High School, one of the top-ranked schools in York Region, which offers the prestigious IB program. Families move into the area just for this.

Beyond the trails and schools, our community centres add so much life to the neighbourhood. We are lucky to be close to the Bayview Hill Community Centre & Pool, which has a full-size pool with a slide, gym facilities, and lots of kids’ programs. A few minutes away, the Thornhill Community Centre & Library is a real gathering place, with its ice rinks, therapy pool, fitness classes, library, and even a pet adoption centre that brings everyone together. In the summer, some of us spend weekends at the Bayview Golf & Country Club. Even if you don’t golf, it’s a lovely place to socialize, with a pool, splash pad, fitness centre and fun events for the whole family.

For all this, it is easy to forget how convenient it is to get around. We are close to Highway 404 and the 407, so commuting downtown or across York Region is simple, but when you are home, it feels so tucked away that you would never know you are minutes from major roads. Grocery stores, local shops and restaurants are all just around the corner and Bayview Village Shopping Centre is only a short drive away if you are craving a weekend splurge.

What really makes Bayview Fairways neighbourhood special though is the people. This is the kind of neighbourhood where you borrow a cup of sugar, where you host backyard barbecues for your kids’ friends and where you know you can knock on your neighbour’s door if you need a hand. These are the homes  where families plant roots, where kids grow up playing hide-and-seek together and where lifelong friendships are made.

And yes, the safety reports back it all up. According to local data, Thornhill’s overall crime rate is about 36% below the national average. AreaVibes gives the broader Thornhill community an exceptional 76 "livabiliy score", ranking it better than 85% of the area. This is comforting and makes everyday living here feel secure and welcoming.

For anyone looking for a place in Thornhill, I can’t recommend Bayview Fairways enough. It is more than just a house number or an address. It is a place where kids thrive, nature is always within reach and community really does mean something. And if you are curious what living here could look like for your own family, take a peek at our featured Home of the Week in Bayview Fairways, a perfect example of why so many of us never want to leave. There is so much here to fall in love with! 

Welcome Home!

Welcome to your dream home in the heart of Thornhill’s coveted Cottonwood Court, a quiet, family-friendly cul-de-sac where charm, comfort and style come together seamlessly.

168 Cottonwood Court is a fully renovated 3-bedroom, 3-bath semi-detached home in Thornhill, the definition of move-in ready. As you step inside, you will instantly notice the attention to detail: gleaming hardwood floors, elegant crown mouldings and pot lights that add warmth and brightness throughout.

The main floor is designed for both everyday living and effortless entertaining. Relax in the inviting living/dining area, where an electric fireplace set on a striking split face marble feature wall becomes the centrepiece for cozy evenings. Built-in custom shelving and a TV mount make the space functional and cozy.

Home chefs will fall in love with the renovated kitchen, complete with granite countertops, a chic glass subway backsplash, breakfast bar and sleek stainless-steel appliances. Whether it is morning coffee or family dinners, this kitchen is ready for it all.

Upstairs, the primary bedroom is truly a retreat, offering two generous walk-in closets with mirrored doors, designer wallpaper, custom lighting and a gorgeous feature wall that exudes boutique hotel vibes. 

The second level bathroom impresses with its double ceramic sinks, wood-like tiles, floating vanity and anti-fog mirrors for a touch of luxury.

The other two bright bedrooms are perfect for kids, guests, or a home office, each offering sunny garden view windows, mirrored closets and stylish crown mouldings.

And just wait until you see the backyard! Enjoy sunsets and summer dinners on the spacious wooden deck under a large Brazilian awning and string lights, surrounded by custom trellises, flower pots and a fully fenced yard for privacy. A garden shed adds extra storage, keeping your oasis tidy all year round.

The lower level extends your living space even more with a large family room featuring pot lights and a cozy wood-burning fireplace for winter nights in. There is also a 3-piece bathroom and a big storage room with custom shelving, tucked away and practical.

Families will love the top-ranked Bayview Fairways Public School and St. Robert Catholic High School with its prestigious IB program, all just minutes away. Plus, this home is steps from the golf course, scenic ravine trails, parks, and convenient transit.

From quality finishes to thoughtful upgrades, 168 Cottonwood Court in Thornhill (at Bayview and John) offers the perfect blend of style, space and convenience, all in a location that is tough to beat.

Ready to take a closer look? Click here to experience the virtual tour!

Check this Bayview Fairways Neighbourhood Guide  to find out why Bayview Fairways Thornhill is the best choice for families with children in Markham York region. Don’t miss your chance to make this Thornhill home your forever home.

Toronto’s real estate market has changed a lot over the past ten - fifteen years. Understanding these shifts could really help you make better buying decisions. When we look back at the early 2010s, Toronto was already seeing steady price growth, but it was certainly more manageable than it is today. Demand was high and inventory was low, which pushed prices up little by little. Condos were starting to become the go-to choice for many buyers who wanted an affordable option near the city centre.

Then came 2017, a year that felt like a whirlwind for the market. Home prices took a huge leap, especially for detached houses, and multiple offers became the norm. Buyers were in fierce competition, often paying well over the asking price. The Ontario government stepped in with its Fair Housing Plan, which included a 15% foreign buyers’ tax and rent control. These changes were intended to calm things down and by mid-year they did. It is a good reminder of how policy changes and politics can impact the market.

The following couple of years, 2018 and 2019, brought a bit more stability. Prices continued to grow, but at a slower pace. Interest rates were low, encouraging more first-time buyers and investors to step in. By 2019 it felt like the market was back in a good rhythm, with plenty of activity but without the same frenzy of 2017.

Then, of course, COVID-19 hit in 2020. The market, just like our lives, experienced a lot of uncertainty. Sales slowed down at first, then something interesting happened: with more people working from home, many buyers started looking for houses outside the downtown core. Suburbs and even rural areas became hot spots as people looked for more space to live and work. This shift marked a new trend in the market, one where outlying areas saw price surges as buyers prioritized yards, home offices, and overall comfort.

As things opened back up, 2021 and early 2022 saw an incredible surge in demand. With interest rates still low, home prices in Toronto and surrounding areas broke records. It was a classic seller’s market where bidding wars were common and prices went through the roof.

By 2023, rising interest rates started to cool things off. Higher rates made monthly payments harder to manage, which led to a bit of a market correction. While prices remained high, they didn’t climb as fast, giving buyers a bit more breathing room and more options to choose from. However, Toronto’s core areas remained competitive, as demand for these locations is consistently strong.

OurToronto market has shown that while prices rise and fall with various economic factors, the overall trend has been steady growth. Keeping an eye on things like interest rates and government policies can help you make well-timed decisions. If you are ready to make a move soon, feel free to reach out. We are here to help and answer any question you may have!

When the real estate market shifts into a buyer’s market, the power tilts in favour of buyers. With more homes available than interested purchasers, this market provides greater negotiating power and the potential for securing favourable terms. To maximize these advantages, it is essential to approach your home search with a clear strategy. Here is your comprehensive checklist for navigating a buyer’s market confidently.

1. Get Familiar with Market Conditions

Understanding the dynamics of the Toronto real estate market is the first step in any home-buying journey. A buyer’s market is defined by an abundance of inventory, longer days on the market and motivated sellers, making it an opportune time to purchase. Learn more about the unique features of Toronto’s market here.

2. Prepare Your Finances

A buyer’s market might work in your favour, but financial preparation is still very important. Start by creating a detailed budget and getting pre-approved for a mortgage. For guidance, check out our blog post on Preparing Financially for Your Home Purchase.

3. Work with the Right Realtor

Choosing a realtor who understands the nuances of a buyer’s market is key. They will help identify motivated sellers, recommend strategic offers and guide you through the negotiation process. Read more about finding the right real estate professional in our post, Choosing the Right Realtor for Your Needs in Toronto and GTA.

4. Take Your Time But Stay Strategic

In a buyer’s market, you will likely have more time to evaluate properties. Comparing options is fun and you have a chance to negotiate pretty favourable terms. However, it is still essential to remain strategic and informed. Our 10 Tips for Home Buyers provides actionable advice to help you make the most of your search.

5. Leverage Your Negotiating Power

In a buyer’s market, sellers may be open to offers below asking price. To make your offer stand out, ensure it aligns with market values and remains competitive. While this market favours buyers, understanding offer strategies is crucial. For tips on crafting effective offers, feel free to explore our guide on Making Competitive Offers in a Seller’s Market in Toronto. Some strategies also apply to buyer’s markets.

6. Be Ready for Inspections and Due Diligence

Always schedule a home inspection and thoroughly review the property’s condition before closing. This step ensures you know exactly what you are buying and you may get an opportunity to negotiate certain repairs if the inspection reveals any major deficiencies. 

7. Explore Your Options

A buyer’s market offers the luxury of choice. You can explore various neighbourhoods, property types and price ranges without feeling rushed. Whether you are in search for a detached home, a townhouse or a condo, a buyer's market is the best time to find the perfect fit for your needs and budget.

8. Plan Ahead for Closing

Even in a buyer’s market, closing costs and timelines require careful planning. Factor in legal fees, property taxes, and other expenses to avoid surprises.

 If you’re ready to take the next step, our team is here to help! Contact us today to start your journey!

Whether you are a first-time buyer or looking to upgrade your current home, understanding Toronto’s real estate market can give you a head start. 

Our local market has seen dramatic changes in recent years. Just a decade ago, home prices were much lower and somewhat more affordable. Nowadays, the homes have become one of the most significant investments we make. Factors like population growth, economic shifts and global events ( COVID-19 pandemic) have had a great impact on home prices. Recently, we have seen a mix of high-demand periods, leading to a seller's market, and moments of slow-down, where buyers hold more negotiating power.

For more on Toronto’s market trends over the past few years, check out Market Trends Over the Last Decade.

When there are more buyers than homes available and the sellers seem to have the advantage, we find ourselves in what we call a "seller's market". Properties sell quickly, often with multiple offers, driving prices higher and it is essential to be prepared to make competitive offers. See our guide on Making Competitive Offers in a Seller's Market for more tips.

In a "Buyer’s Market", buyers hold the power because there are more properties available than people looking to buy. Sellers may be more open to negotiations and you could find more affordable options or get favourable terms. If you are in a buyer’s market, it is a great time to explore your options. Check out our Home-Buying Checklist for a Buyer’s Market to see how to maximize your advantage.

When the number of homes matches the number of buyers, prices tend to stabilize. This balanced scenario allows for more straightforward negotiations without the urgency often seen in a seller’s market.

Each market type has its advantages. Knowing which one you are in can help you navigate your purchase confidently. An experienced Realtor will be able to recognize the type of market or even hyper-local submarket and advise you accordingly.

Your budget is one of the most important factors in determining where and what type of property you can afford to purchase. Toronto has a variety of neighbourhoods, each offering different lifestyle amenities, commute times and property types. For example, if you have a high budget you may find opportunities for detached homes or other types of properties closer to downtown in neighbourhoods like Rosedale or Yorkville, where prices reflect both the prestige of location, proximity to public transit and highways and quality of life. 

With a moderate budget, you might look towards areas slightly outside the city core, like Scarborough, Etobicoke, or North York, where you can find lower price detached homes, semi-detached, townhouses and larger condos.

For a lower budget, condos or smaller townhomes in areas further from downtown  or in the outskirts of the city, in smaller communities like Pickering, Richmond Hill or Mississauga can offer more affordable options while still providing access to transit.

Curious about specific neighborhoods? We break down Toronto’s most popular areas in Choosing the Right Neighbourhood in Toronto.

Understanding Toronto’s real estate market is the first step in finding the perfect home. To continue learning, check out our other guides on topics like Preparing Financially for Homeownership and Finding the Right Realtor for Your Needs. And if you have questions, our team at is always here to help. Click here to connect with us!

Happy house hunting!

Buying a home is one of the biggest financial decisions you’ll make and being prepared can make the process a lot smoother and more enjoyable. Whether you are a first-time buyer or a seasoned homeowner looking for your next property, getting your finances in order is key. 

The first step is understanding what you can afford. Start by taking a good look at your income, monthly expenses and any existing debts. Mortgage lenders typically recommend that your monthly housing costs (including mortgage payments, property taxes and insurance) should not exceed around 30-35% of your gross monthly income. However, this is just a guideline. Only you know what feels comfortable based on your lifestyle and spending habits.

Next, consider saving for a down payment. In Canada, you will need a minimum down payment of 5% for homes under $500,000, 10% for homes between $500,000 and $1 million, and 20% for homes that cost over $1 million. The more you can put as a downpayment, the better, as a larger down payment can mean lower monthly mortgage payments and less interest over time. Plus, if you put down less than 20%, you’ll need to pay for mortgage insurance, which adds to your overall costs. If you are planning to buy soon, setting a clear savings goal for your down payment is a great way to start.

For many first-time buyers, using RRSP contributions can help boost your down payment. The Home Buyers’ Plan (HBP) allows you to withdraw up to $35,000 from your RRSP tax-free to put toward your down payment, as long as you repay it over 15 years. This can be a great way to supplement your savings and reduce your mortgage amount. Additionally, if you’re receiving a financial gift from parents or other family members, it can also be used toward your down payment. Just make sure to have documentation of the gift, as lenders may require proof that the funds don’t need to be repaid.

Beyond the down payment, remember there are closing costs to account for. These are additional fees that come up at the end of the buying process, typically ranging from 1.5% to 4% of the home’s purchase price. Closing costs include things like land transfer taxes, legal fees, home inspections, and other administrative costs. Having some extra funds saved up for these expenses will help you avoid any surprises. Use this mortgage calculator to calculate the expenses for individual properties

Another important step is checking your credit score. Your credit score plays a big role in determining your mortgage rate, so it is a good idea to review it before you start house hunting. A higher credit score can help you secure a lower interest rate, which can save you thousands of dollars over the life of your mortgage. If you find that your credit score could use a boost, take a few months to pay down debts, make timely payments, and avoid applying for new credit. Even a small improvement can make a difference.

Once you have a solid sense of your budget, consider getting pre-approved for a mortgage. A pre-approval gives you a clear idea of how much a lender is willing to loan you based on your income, credit, and down payment. This not only shows sellers that you’re a serious buyer but also helps you focus on homes within your price range, making the search process easier. Keep in mind, though, that a pre-approval is not a final guarantee.  It is always wise to stay within your budget even if you are approved for more.

Finally, remember that buying a home is a long-term commitment and it is okay to take your time to save and prepare. Setting a realistic budget, building up your savings and securing a good credit score will make the process smoother and give you peace of mind. With a solid financial foundation you will be ready to take on homeownership confidently. And if you find yourself in a competitive market, make sure you know how to make an offer that stands out.

For more tips on navigating the buying process, check out our guide on Understanding the Toronto Real Estate Market and our article on The Home-Buying Process: Step-by-Step Guide on hometogoteam.com. We are here to help answer any questions you have about making your dream of homeownership a reality!